I have 170K mortgage with ebs - standard variable that I took out about 30years ago. Our house is worth about 470K - I presume I could save money with an LDV rate, can anyone give advice on my options??
I have 170K mortgage with ebs - standard variable that I took out about 30years ago. Our house is worth about 470K - I presume I could save money with an LDV rate, can anyone give advice on my options??
Switch to the NIB LTV mortgage...you'll pay 4.25% which is the cheapest such product around. You'll have to open a current account but it can be a no fees account. They will do the legals or give you €600 towards a solicitor of your choice. All you pay for is a valuation (c.€100) If you go for an account with fees this is waived. best to pay it yourself so