Lost PSP? Can I claim on house insurance?

[Little Sis]

My son lost his PSP - told me only after 3 weeks - too scared earlier. Does anyone know if an itme like that (i,e outside home) is covered under home insurance or am I living in cuckoo land?

Regards

Little Sis

 

[Satanta]

Items are often only covered outside of the home if they are specifically detailed on the insurance (e.g. engagement rings often covered this way).

All really depends on the Ts&Cs of the insurance (do check to be sure), but chances are the PSP wouldn't be covered outside of the home.

 

[MichaelBurke]

The type of cover relating to items outside the home is called All Risks, you would most likely need to have a sum insured for unspecified personal effects on your household policy to be able to claim.

Regards,

Michael

[broken link removed]

 

[River]

The type of cover relating to items outside the home is called All Risks, you would most likely need to have a sum insured for unspecified personal effects on your household policy to be able to claim.

Regards,

Michael

[broken link removed]

 

[Helen]

If you are covered for all risks, then you can definitely claim. I've claimed for stolen wallets and cameras from my home insurance before.