Lost Home Loan Tracker When came off interest only

[shirlee]

I had a home loan tracker on a buy to let property . I asked for a two years interest only but when the two years interest only was over I lost my home loan tracker and was only given a buy to let variable rate even though the original Mortgage was given as home loan Mortgage
I felt I should have been given a home loan variable rate not "buy to let rate"

 

[Brendan Burgess]

The lender cannot just amend the rate on your loan without your consent.

I am guessing that they agreed to extend the interest only period on condition that you switched from the tracker rate to the buy to let rate.

You need to look back at whatever you signed to extend the interest only period. That would vary any earlier agreement e.g. the mortgage offer.