1
1stepatatime
Guest
Hi, i posted here before and the help and replies that i received have helped me so much..just to recap.. i owed 42000.00 out in debt in loans, credit cards and various other things!! i went to my bank to see if it was possible to consolidate all my debts into one lump sum...
well after what seemed like a year, they got back to me. they said i was given enough credit this year and that they could help me in january 2007..now i have managed to pay off some of the debts and i currently owe 38,284.83 (still a lot but im getting there!)
what i would like is some advice on loan payment breaks? while i have paid money off my credit cards, i havent been able to get my overdraft down.. if i could get the payment holiday for say 3 months that would enable me to pay the overdraft off.
do banks give these payment breaks to customers that have loans out already or are they just to entice new customers?
thankyou again for all the help
well after what seemed like a year, they got back to me. they said i was given enough credit this year and that they could help me in january 2007..now i have managed to pay off some of the debts and i currently owe 38,284.83 (still a lot but im getting there!)
what i would like is some advice on loan payment breaks? while i have paid money off my credit cards, i havent been able to get my overdraft down.. if i could get the payment holiday for say 3 months that would enable me to pay the overdraft off.
do banks give these payment breaks to customers that have loans out already or are they just to entice new customers?
thankyou again for all the help