Hi need your help here. i got a an offer in principle for 350k and found a property that i want to buy at 400k from plans, having saved the difference. The loan offer has come at 320k broker is saying the valuation report was less than selling price so lender can give only 320k at the moment. Broker is insiting that i sign contract forms and loan offer and says when house is complete we can get a revaluation and possibly get a loan offer of 350k. I am really puzzled as i think if i sign loan offer now i may loose my deposit if loan offer is noy reviewed on completion and it remains at 320k and cant possibly raise the 30k differance. Please advise