I have a whole of life policy with BoI insurance Co. It's costing me 70 euro a month. It seems way over the top to me. It covers my mortgage and a lump sum if I die or critical illness. I am about to put my partner named on the house/mortgage so I will need life cover for her as well for the mortgage. Anyone know if I am being ripped off. Anyone know who I could go to for our new cover.