I have taken up life and mortgage insurances earlier this year with the same insurer.
I have a breast check scheduled soon and my GP suspects I have cysts. So recently I have re-read the policy documents and got worried that they may refuse to pay if I die of breast cancer – I have realized that I had inadvertently omitted from the health check questionnaire information of an all-clear breast check I had done two years ago. We flew over this questionnaire over the phone and at the time I didn’t think to mention it as it was one of many checks (dental, cervical, eyes, hearing, bloods etc.) I did at that time. I made a genuine mistake.
Should I go back to my insurer and inform them about this omission? Like – right now, before I have the breast checks done and find out if there is a problem?
Or should I leave the existing insurances in place and once I have the results and I don’t have cancer – take up a new insurance with a different provider for the balance I need based on the current health records?
I don’t know which one to worry more about – from the insurance point of view – the all-clear results of two years ago or the potential diagnosis coming up.
Any thoughts, feedback or suggestions would be greatly appreciated.
I have a breast check scheduled soon and my GP suspects I have cysts. So recently I have re-read the policy documents and got worried that they may refuse to pay if I die of breast cancer – I have realized that I had inadvertently omitted from the health check questionnaire information of an all-clear breast check I had done two years ago. We flew over this questionnaire over the phone and at the time I didn’t think to mention it as it was one of many checks (dental, cervical, eyes, hearing, bloods etc.) I did at that time. I made a genuine mistake.
Should I go back to my insurer and inform them about this omission? Like – right now, before I have the breast checks done and find out if there is a problem?
Or should I leave the existing insurances in place and once I have the results and I don’t have cancer – take up a new insurance with a different provider for the balance I need based on the current health records?
I don’t know which one to worry more about – from the insurance point of view – the all-clear results of two years ago or the potential diagnosis coming up.
Any thoughts, feedback or suggestions would be greatly appreciated.