Hi my policy is due for renewal on April 7th and I'm currently with Laya Simplicity as per Snowyb's recommendations last year. I will likely stay with same plan and swallow the increase in premium as still good value, however I'm trying to sort the rest of my family out too. I have a four week old baby who is covered until my renewal, I also have a son 2yo who is currently with VHI one plan which was half price last year I have a 4 yo daughter who is with laya and renewal is not till 1st August which is when my husband's plan Laya Total Health Select is up for renewal. He has had ill health last 18 months which is why I stuck with total health select for him but will definitely change him to Laya Simplicity. Sorry to simplify:
Mammy - laya Simplicity - renewal 7th April
Daddy - laya total health select -renewal 1st August
DD1 - Laya (can't remember) - renewal 1st August
DS 1 - VHI oneplan -renewal 7th April
DD 2 - Laya Simplicity - renewal 7th April
I'm thinking Mammy will stay with Simplicity and Daddy will switch to Simplicity in August. In terms of the children I am wondering is it worth starting a policy for DD1 now at the same time as the other kids as there never seem to be any special offers in August but there is around this time of year. Means double paying for four months. The two options for the children I see are Vhi parents and kids excess 157.77 euro which is half price or i think the laya essential connect family plan offer 228 euro first child and subsequent children go free expires on 31st March unless there is some way I can renew early. Any thoughts or advice would be very welcome. Thanks
Mammy - laya Simplicity - renewal 7th April
Daddy - laya total health select -renewal 1st August
DD1 - Laya (can't remember) - renewal 1st August
DS 1 - VHI oneplan -renewal 7th April
DD 2 - Laya Simplicity - renewal 7th April
I'm thinking Mammy will stay with Simplicity and Daddy will switch to Simplicity in August. In terms of the children I am wondering is it worth starting a policy for DD1 now at the same time as the other kids as there never seem to be any special offers in August but there is around this time of year. Means double paying for four months. The two options for the children I see are Vhi parents and kids excess 157.77 euro which is half price or i think the laya essential connect family plan offer 228 euro first child and subsequent children go free expires on 31st March unless there is some way I can renew early. Any thoughts or advice would be very welcome. Thanks