Laya Laya renewal advice

Monbrop

Registered User
Messages
6
Hi all

I am currently on Laya’s flex 250 explorer and due for renewal soon. The price has been hiked again. Is there a cheaper alternative out there? I would like good maternity cover and cover for a semi-private room in private hospitals. Any advice would be greatly appreciated.
 
Hi Monbrop,

Welcome to AAM. The following plans are worth considering including good maternity cover and semi-private room in private hospitals.
Details as follows;

1. Irish Life Benefit plan; price 899pa; all public, private and Beacon hospital covered, private hospital excess 200 x 2 max for all admissions
per year, day case excess 125 per procedure. No excess to pay in any public hospital.

2. Laya Essential Health 300; price 895pa; all public, private and Beacon hospital covered. Cardiac and orthopaedic surgery covered in the
Blackrock Clinic. Private hospital excess 300 x 2 max for all admissions per year. Day case excess 125 per procedure. No excess to pay in any
public hospital.

3. VHI PMI 40 15; price 1049pa; all public, private and some hi-tech hospital cover, private hospital excess 75 per admission, day case excess
50 per procedure. No excess to pay in any public hospital.

4. Irish Life Nurture Plan; price 1015pa; all public, private and some hi-tech hospital cover, private hospital excess 300 x 2 max for all admissions per year. Day case excess 75 per procedure. No excess to pay in any public hospital.

5. Laya Simply Connect; price 1100pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 x 2 max per year for
all admissions. No excess to pay in any public hospital. Good day to day cover included, refund of 50% per gp visit, non-maternity consultant
visit, etc.

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Regards, Snowyb
 
Hi Snowyb

Thanks so much for your detailed reply, and for taking the time to write it.

In the end, I decided to go with Simply Connect as it seemed a much better plan for much the same price.

Thanks again,
 
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