Like so many others I recently renewed my health insurance. I was on what I would regard as a fairly typical scheme (Laya Company Care with excess). My renewal quote was about 30% higher than last year.
I looked at the Health Insurance Authority website which left me a bit baffled to be honest and I also spoke to a broker. Neither source particularly inspired me and I was left more confused than when I started.
I then found the Laya "design your own policy" website and it saved me approximately 50% of my renewal figure. There are 3 variables - type of hospital care you want, excess you are prepared to pay for inpatient care and what type of cover you want for out-patient. I was very impressed with the simplicity of the site and the results. The other health insurance providers may have something similar but I didn't find it. Link is below.
https://www.layahealthcare.ie/create/#/createscheme?planID=600&adults=1&children=0&students=0
I have no connection with Laya other than being a customer.
I looked at the Health Insurance Authority website which left me a bit baffled to be honest and I also spoke to a broker. Neither source particularly inspired me and I was left more confused than when I started.
I then found the Laya "design your own policy" website and it saved me approximately 50% of my renewal figure. There are 3 variables - type of hospital care you want, excess you are prepared to pay for inpatient care and what type of cover you want for out-patient. I was very impressed with the simplicity of the site and the results. The other health insurance providers may have something similar but I didn't find it. Link is below.
https://www.layahealthcare.ie/create/#/createscheme?planID=600&adults=1&children=0&students=0
I have no connection with Laya other than being a customer.