Hahahahahahhaha....dunno how they decide the points ect ect. I received some inheritance last year and when i applied in July last year they made an offer on shanakiel within 6 weeks. I would have accepted but had heard about this scheme and declined and told them i was hanging on to see if i got one of these.
I would say they cant price them much more than 230,000 for a 3 bed, the prices have dropped nationwide and they are supposed to be affordable regardless of the area.
They dont give much away though, like when you ring you feel like your being stup[id by asking questions!!
As for the county, i applied and sent a copy of a loan approval, they replied saying they couldnt see the banks name on the approval and needed another one, went to Ulster Bank then who said the ywont provide an approval form until i have an offer!! UB hav also tightened the belt on loans, they made me an offer based on my salary an savings, my wages have increased by 1k and they say that it will be the same if not less.
First Active on the other hand were really felxible about the amount, the type of loan too. UB tied my original offer in on a tracker rate, 3% above ECB, worked out around 6.5% at the time!! might as well gone sub Prime altogether hey!!!