hi just need a bit of advice , 3 yrs this november i started a investment thing with my bank which was 260 euro's a month for 5 yrs and beyond since it has started it has lost 2100 euro so obviously i am nervous about it , i just want to know is there any point in or is it a good idea to keep going with it and hope that the markets improve .i won't said which bank it is with but the fund is a 50/50 . 50 percent balanced investment fund and 50 percent irish property fund .I should be able to keep up the payments but why should i when it might be worth nothing after it and also do you know if you get a penalty for leaving early thanks .