Hi
Just looking for some feedback on the best allocation for me on my company pension plan. I'm 35 and the company will contribute 13% if I contribute 5%.
Reading other threads on the forum, its mostly suggested to lean towards a high equity allocation and aim for low charges at my age. With that in mind, what would be the advice on the following choices I have ? I've included the category these are given under and a charge off the Fund Fact sheet. Some of these are "Fund charge" while others are "Management Charge". Ideally, I don't want to look at this too often and over-think it for a good few years.
Any feedback very welcome, thanks :
Category Fund Charge
Diversified Growth Irish Life Diversified Growth Fund N 0.55%
Emerging Markets Irish Life MSCI Emerging Markets Equity 0.30%
Active Balanced Schroders Int Selection - Global Diversified Growth 0.80%
Active Global Equity MFS Meridian - Global Equity Fund 1.05%
Passive Balanced Irish Life Pension Consensus Fund S5 0.30%
Passive Global Equity Irish Life Indexed Equity Partial Hedge 0.30%
Just looking for some feedback on the best allocation for me on my company pension plan. I'm 35 and the company will contribute 13% if I contribute 5%.
Reading other threads on the forum, its mostly suggested to lean towards a high equity allocation and aim for low charges at my age. With that in mind, what would be the advice on the following choices I have ? I've included the category these are given under and a charge off the Fund Fact sheet. Some of these are "Fund charge" while others are "Management Charge". Ideally, I don't want to look at this too often and over-think it for a good few years.
Any feedback very welcome, thanks :
Category Fund Charge
Diversified Growth Irish Life Diversified Growth Fund N 0.55%
Emerging Markets Irish Life MSCI Emerging Markets Equity 0.30%
Active Balanced Schroders Int Selection - Global Diversified Growth 0.80%
Active Global Equity MFS Meridian - Global Equity Fund 1.05%
Passive Balanced Irish Life Pension Consensus Fund S5 0.30%
Passive Global Equity Irish Life Indexed Equity Partial Hedge 0.30%