Tracker interest only mortgage and full payment of €400,000 due in 3 years. Having panic attacks over it. Will Pepper agree to extend or son take over repayments? Security is on family home and there are two other properties owned. Can they force sale of family home. Son is willing to make agreement to take over payments when time comes. Couple are mid 60s and wont have the 400k only about 50k. Does Pepper do deals with borrowers? Are they a vulture fund? It would be great to hear positive news......many are in terrible stressful situations because of worry like this.