K
Kikitee
Guest
Hi all, currently shopping around for a new insurance policy. Problem is we have a single storey extension which just about doubles the ground floor space on our house and it's under a flat roof. I know from shopping around last year that about 80% of insurance companies won't even quote you if you have a flat roof of over 15 - 30% but what I'm wondering is, when they say "no more than 30% of roof area" do they mean no more than 30% of the overall area of your actual roof, or do they mean no more than 30% of your property?
The house is approx 90 sq m, with about 30 sq m being under the flat roof. If they mean the actual roof space, then 45% of the total area of the roof is a flat roof. But if they mean the area of the house, then around 30% of the area of the house is under a flat roof. And different companies have it phrased and stated differently, so that i really don't know which one they mean!
Would appreciate a translation from anyone who knows, it's the difference between getting a reasonable quote and having to continue to pay through the nose to Alliance, but at the same time I don't want to risk holding an invalid policy!
The house is approx 90 sq m, with about 30 sq m being under the flat roof. If they mean the actual roof space, then 45% of the total area of the roof is a flat roof. But if they mean the area of the house, then around 30% of the area of the house is under a flat roof. And different companies have it phrased and stated differently, so that i really don't know which one they mean!
Would appreciate a translation from anyone who knows, it's the difference between getting a reasonable quote and having to continue to pay through the nose to Alliance, but at the same time I don't want to risk holding an invalid policy!