Hi all!
I have a car insurance where I have added a named driver. When the named driver was driving the car they had a pretty serious accident and we are still waiting for the garadai report to establish who was at fault.
While my insurance company (AXA) is trying to gather all the information, they have also asked for my named driver to give them the insurance information that the named driver has, as they do have one under their name back in the uk, however the named driver refuses to cooperate saying that my insurance company doesn’t need this information and AXA should deal with it without involving their insurance.
If my insurance company will not receive all the information that they need, as per the terms and conditions (I do not understand that therefore I don’t know if they are right or not) they said that eventually they will back up and will not cover the damages if my named driver is going to be found at fault for the accident.
My question is, if the worse case scenario is going to happen and my insurance is going to back up, who is going to have to pay for the other vehicle damages? Me, the main person on the insurance from the car that created the accident or the named driver who was actually driving the car?
Please let me know if you need further details and thank you for your help!
I have a car insurance where I have added a named driver. When the named driver was driving the car they had a pretty serious accident and we are still waiting for the garadai report to establish who was at fault.
While my insurance company (AXA) is trying to gather all the information, they have also asked for my named driver to give them the insurance information that the named driver has, as they do have one under their name back in the uk, however the named driver refuses to cooperate saying that my insurance company doesn’t need this information and AXA should deal with it without involving their insurance.
If my insurance company will not receive all the information that they need, as per the terms and conditions (I do not understand that therefore I don’t know if they are right or not) they said that eventually they will back up and will not cover the damages if my named driver is going to be found at fault for the accident.
My question is, if the worse case scenario is going to happen and my insurance is going to back up, who is going to have to pay for the other vehicle damages? Me, the main person on the insurance from the car that created the accident or the named driver who was actually driving the car?
Please let me know if you need further details and thank you for your help!