A claim has just been settled against my insurance to the amount of €1680 (damage was more €400 but this is what was claimed) My insurance company are giving me the chance to pay this back to them to keep my 5 years no claims bonus. I need advice on what I should do?? Do I pay them this and keep my no claims bonus or should I loose my no claims bonus and let my insurance premium go up? Does it go up by much?? Please help!!!