Impact of claim 2nd policy on car Insurance

R

RobAMerc

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Hi,

I have a full no claims bonus on my main car policy.
I also have another policy on a different car separate to my main policy.

I have had a claim in which is paying out on my 2nd policy

How will this impact my 1st policy in which I have an NCB discount ?

Is this likely to cause me issues ?

Thanks
RaMerc
 
I presume you have already declared the issue to them as required under the terms of your policy, did they give any indication? I'd imagine you will lose the NCB as you had a claim
 
Leo said:
I presume you have already declared the issue to them as required under the terms of your policy, did they give any indication? I'd imagine you will lose the NCB as you had a claim
Click to expand...
in the Q waiting to do that now.
 
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I know they make it difficult for you to move once youve had a claim, but in this case the claim is with another insurance comapny. Will that still be the case for my main insurer ?
 
You'll have to declare your claim to any prospective insurer for a number of years, so moving will be a challenge but a lot will depend on the nature of the claim.
 
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