daisydotty
Registered User
- Messages
- 7
Hi everyone
Like many on here I have a joint mortgage and am looking for advice.
I am married 2 years (no children thank god). House bought in 2005. We are in neg equity of about 40-50k. Anyway I had to leave the family home in June due to his alcohol/drug abuse and subsequent off the wall behaviour. Obviously going to separate and we've agreed on that. But heres the problem. He won't vacate the house. it would be financially best to rent it. firstly he is saying he will rent it (pay the full mortgage). I'm not in agreement as he can't be trusted to pay it. He is up to date at the moment though. his job is at risk at the moment due to his current behaviour.
He's refusing to meet with me and just keeps saying he's living there.
I don't want to default on my half as I want to protect my credit rating. he knows I would probably pay the full mortgage if he defaults. and ive heard back that he intends to default.
the gas and electricity are in my name. I was going to have these disconnected. Can he reconnect them?i know it would cost me money but I just don't know how im going to get him out!!
Is there any legal way.
Have been to a solicitor briefly about the separation but didn't go into details about house
Sorry this is all over the place but any advice would be great!
thanks
Like many on here I have a joint mortgage and am looking for advice.
I am married 2 years (no children thank god). House bought in 2005. We are in neg equity of about 40-50k. Anyway I had to leave the family home in June due to his alcohol/drug abuse and subsequent off the wall behaviour. Obviously going to separate and we've agreed on that. But heres the problem. He won't vacate the house. it would be financially best to rent it. firstly he is saying he will rent it (pay the full mortgage). I'm not in agreement as he can't be trusted to pay it. He is up to date at the moment though. his job is at risk at the moment due to his current behaviour.
He's refusing to meet with me and just keeps saying he's living there.
I don't want to default on my half as I want to protect my credit rating. he knows I would probably pay the full mortgage if he defaults. and ive heard back that he intends to default.
the gas and electricity are in my name. I was going to have these disconnected. Can he reconnect them?i know it would cost me money but I just don't know how im going to get him out!!
Is there any legal way.
Have been to a solicitor briefly about the separation but didn't go into details about house
Sorry this is all over the place but any advice would be great!
thanks