Thedraingame
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Interesting place this...
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Yeah, go to a different broker.A mortgage broker told me I would have to wait 6 years before anyone would touch me
So I moved abroad in 2015 and I just came back last summer. I owed BoI €4000 that I and they forgot about. There was no communication from them or I until I found it on my credit report. I paid it off in full in October.
My wife has never had any issues. This is my only one bar one I settled with ptsb but is wiped completly and not on any records. I'm on €70k and she is on 50k. We have €35k in savings. A mortgage broker told me I would have to wait 6 years before anyone would touch me as I had not made a payment in 7 years. Is it worth getting a second opinion?
So that's two cases of defaulting on loans?So I moved abroad in 2015 and I just came back last summer. I owed BoI €4000 that I and they forgot about. There was no communication from them or I until I found it on my credit report. I paid it off in full in October.
My wife has never had any issues. This is my only one bar one I settled with ptsb but is wiped completly and not on any records.