D
daff1
Guest
Age: 33
Spouse’s/Partner's age: 30
Annual gross income from employment or profession: 65000
Annual gross income of spouse: 0
Type of employment: IT
In general
(a) spending more than earning
Rough estimate of value of home 350000
Amount outstanding on your mortgage: 260000
What interest rate are you paying? 3.25
Other borrowings – car loans/personal loans etc
Personal loan 12000
Do you pay off your full credit card balance each month? no
If not, what is the balance on your credit card?
7700 & 9000 & 1000
Savings and investments: None
Do you have a pension scheme? Yes
Do you own any investment or other property? No
Ages of children: 2 & 4 mths
Life insurance: Yes 58 per month
What specific question do you have or what issues are of concern to you?
Just looking for advice on how best to tackle debt. Got advice from debt consolidation company but don't know if this is best way to go about it (blacklist on ICB for 5 years etc.)
Spouse’s/Partner's age: 30
Annual gross income from employment or profession: 65000
Annual gross income of spouse: 0
Type of employment: IT
In general
(a) spending more than earning
Rough estimate of value of home 350000
Amount outstanding on your mortgage: 260000
What interest rate are you paying? 3.25
Other borrowings – car loans/personal loans etc
Personal loan 12000
Do you pay off your full credit card balance each month? no
If not, what is the balance on your credit card?
7700 & 9000 & 1000
Savings and investments: None
Do you have a pension scheme? Yes
Do you own any investment or other property? No
Ages of children: 2 & 4 mths
Life insurance: Yes 58 per month
What specific question do you have or what issues are of concern to you?
Just looking for advice on how best to tackle debt. Got advice from debt consolidation company but don't know if this is best way to go about it (blacklist on ICB for 5 years etc.)