Hi,
I was wondering what's the best way to go about getting income protection.
42, female, non smoker, PAYE worker and will retire at 65 or so. Probably 26 week deferral period but I'm public sector so have the 3 month sick pay/3 month half pay to take into account. Maybe 26 weeks is too long and I should consider 13 even though it will increase the cost?
I found an option on the Irish Brokers Association website to see who their brokers are but have no idea how to know who's good or recommended. Or if they're all the same.
I did phone one broker at lunchtime yesterday and the conversation took about 45 mins. I know it's important but honestly haven't the time to go through 3/4 calls like that, I'd need to take a half day off work
Any advice would be welcome please.
I was wondering what's the best way to go about getting income protection.
42, female, non smoker, PAYE worker and will retire at 65 or so. Probably 26 week deferral period but I'm public sector so have the 3 month sick pay/3 month half pay to take into account. Maybe 26 weeks is too long and I should consider 13 even though it will increase the cost?
I found an option on the Irish Brokers Association website to see who their brokers are but have no idea how to know who's good or recommended. Or if they're all the same.
I did phone one broker at lunchtime yesterday and the conversation took about 45 mins. I know it's important but honestly haven't the time to go through 3/4 calls like that, I'd need to take a half day off work
Any advice would be welcome please.