I have been added to my husband's work health insurance policy since we married. My own insurance is not up for renewal til January next. Can I cancel for the sake of 4 months and get any refund on my premium or not? If not, probably no point.
Get a letter from your husband's company stating that his employer will be paying for health insurance for the family and they will cancel it.
I did it last January when I joined my employer's health insurance and I was with laya.