Not sure if I can name the hotel. December I booked 2 rooms for my family in a large hotel complex in Dublin and I paid my deposit by Visa. The booking is for July next. I found out by chance today they have just a few days ago deducted the full balance amount for the stay from my credit card, approx €1,000. I have contacted Visa by telephone who presently will not take action and said I must contact the hotel first and sent them correspondence which I have done. The full payment is an unauthorised transaction because I will have not approved it until I stay. I would have thought Visa would be red hot on this sort of transaction. I will keep this updated, hopefully Visa will sort it out, I think the next step is the Financial Regulator ?