Key Post History of PTSB Variable Rate

kaza

Registered User
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Hi All,

I've put together a list of my variable rate and it's changes since I have being with PTSB on variable. I fixed for three years in 2006 at 4.65% so I am missing three years - so if anyone can update this with their rates at those times that would be great.

I cannot find any documents in my paper work to show increases between Aug 2010 and May 2011 - surely they cannot have raised the rate from 4.65% to 5.9% in one swoop?? Can someone check to see if they have increase letters between this time??

One thing I also find very interesting is how their rate in Feb 2006 was 1.45% above the ECB - then at the start of 2009 it was 2.15% above the ECB rate and then in 2010 it jumps to 4.65% above the ECB rate!!!

What are others thoughts on this?
 
upload_2016-7-13_7-59-40.png

Table in Word attached to this post - Brendan


Margin May 2014:4.45%
Margin June 2007: 1.44%
Increase in margin: 3.01%
 

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  • PTSB SVR rate history.docx
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If anyone has their rates pre the start date on them let me know because u have the ECB rates just not the PTSB
 
Thanks Kaza for collating this. I'm using it as a reference in my email campaign to pols and journos :)
 
2.94% in dec 2005
3.19% in march 2006
3.44% in june 2006
3.69% in aug 2006
4.15% in feb 2009
3.65% in april 2009
4.85% in dec 2008
3.4% in may 2009
 
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