Help in explanation of an ICB report

R

Rep

Registered User
Messages
4
Hi,

I received my ICB report today and it's showing a credit card from 2011 with a balance of €0 outstanding. The credit card limit was for 2,100 and the only information on the account is the letter C for "completed account," there is no information in relation to repayments etc.

I paid the card off, but at a delay

Does anyone know what this means?
Does it completely rule out my chances of getting credit in the future?

Thanks
 
Rep,

See no issue ,
The C means completed.
The monthly small boxes show a tick when paid on time or a number eg 2 if you were 2 months late.
In your case account paid = no issue.
Should not be a negative should you need finance.
 
That's a relief to hear, thank you for that information.
I was hoping that completed meant paid & no issue, but was unsure as I couldn't find any concrete definition anywhere .
There is no number and no ticks in the boxes- only the C, but maybe that's because it's outside of the last 24 months
 
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