Laya Health Insurance Renewal

[2Clueless]

It's that time of year again. snowyb has always given me great advice re renewal options.

I am with Laya on the Total Health Complete 175 Plan.
It is due for renewal in June - e1143.66.
I would love suggestions of a similar plan at a lower cost. Ideally, with Laya as I'd hate the hassle of switching provider (not ruling it out though)
I am 40 with no dependants. Health is very good (Thank God) but I would like a good level of cover. Thanks

 

[snowyb]

2Clueless,

Here are the alternative options at the moment;

1. Simply Connect; price 1063pa; same hospital cover as before, lower inpatient hospital excesses 150 x 2 max per year for admissions to a private/hi-tech hospital. Day case excess 50 per visit to a private/hi-tech. Day to day cover included - max refund per year is 300.

2. Simplicity; price 1087pa; same hospital cover as before, plus extra cover for a private room in a private hospital included, lower excesses
max inpatient excess per year 100 x 2; day case excess 50 per visit. Day to day cover included - the first 100 not allowed.

[broken link removed]

Regards, Snowyb

 

[2Clueless]

Thanks snowyb!