I have a BofI credit card with a balance of eight thousand euro. At the moment i'm paying 250 per month but at this rate it won't be paid off till 2053 - or so they tell me. I have missed a few payments so I owe them around 600 in arrears. I really want to get rid of this debt but I haven't a clue how to pay it off. I am not working so the money comes from the family joint account with the AIB.
I have a credit union account and have around 100 in it but don't have a regular savings history with them.
I have a B of I account but that's for the childrens allowance and they money goes out as fast as it goes in.
AIB won't give a loan as they are not taking on new debt outside of the bank. They did give us a load to get rid of husbands AIB CC
I'm not confident either will give me a loan even if I arrange a direct debit. Has anyone been in this situation and how did you get out of it??
BTW - debt was amassed when my self employed husband was out of work and we had no income. My CC paid all the bills for over 6mths. I haven't used it in over 2 years.
I have a credit union account and have around 100 in it but don't have a regular savings history with them.
I have a B of I account but that's for the childrens allowance and they money goes out as fast as it goes in.
AIB won't give a loan as they are not taking on new debt outside of the bank. They did give us a load to get rid of husbands AIB CC
I'm not confident either will give me a loan even if I arrange a direct debit. Has anyone been in this situation and how did you get out of it??
BTW - debt was amassed when my self employed husband was out of work and we had no income. My CC paid all the bills for over 6mths. I haven't used it in over 2 years.