Hi All,
I would appreciate people's views on current mortgage options.
I am buying at house €175k and I need an 80% LTV loan for €140k
I have job stability, no loans, savings etc so I do not think approval is an issue but I am looking for the best deal.
BOI will offer 4.5% variable APR and pay 1% stamp duty (€1,750)
PTSB offer 4.3% APR. How can I compare these deals?
Is anyone recommending a fixed mortgage in light of a potential new wave of rate increases?
As a FTBer, I appreciate all input.
Many thanks!
I would appreciate people's views on current mortgage options.
I am buying at house €175k and I need an 80% LTV loan for €140k
I have job stability, no loans, savings etc so I do not think approval is an issue but I am looking for the best deal.
BOI will offer 4.5% variable APR and pay 1% stamp duty (€1,750)
PTSB offer 4.3% APR. How can I compare these deals?
Is anyone recommending a fixed mortgage in light of a potential new wave of rate increases?
As a FTBer, I appreciate all input.
Many thanks!