Hello all!
I'm not sure if I am posting this in the right forum so feel free to move it if needed.
We bought our new build house six years ago and are covered under homebond. About 3 years ago some of the side and front garden walls in the estate started to fall down. Recently my DH noticed that ours had started to wobble and last night it finally gave way and fell down while we were in bed.
Today my neighbour rang the builder as part of her wall had fallen down too. He claims it has nothing to do with them and that it is covered under our insurance. I don't believe it is covered under homebond so does that mean our own house insurance has to pay to get it repaired? It was just lucky that nobody was walking by at the time when it fell. Surely it is the responsibilty of the builder who built the wall to repair it?
Can anyone please advise?
Thanks in advance.
I'm not sure if I am posting this in the right forum so feel free to move it if needed.
We bought our new build house six years ago and are covered under homebond. About 3 years ago some of the side and front garden walls in the estate started to fall down. Recently my DH noticed that ours had started to wobble and last night it finally gave way and fell down while we were in bed.
Today my neighbour rang the builder as part of her wall had fallen down too. He claims it has nothing to do with them and that it is covered under our insurance. I don't believe it is covered under homebond so does that mean our own house insurance has to pay to get it repaired? It was just lucky that nobody was walking by at the time when it fell. Surely it is the responsibilty of the builder who built the wall to repair it?
Can anyone please advise?
Thanks in advance.