Hi.
Just looking for some advice on renewal. We are currently on the Flex 500 Plus plan and are up for renewal, last year we spent just over €400 on GP expenses with two kids and my partner, Due to the excess of €150 this means we will get €50 back. Given the renewal fee is €1900 we are planning to either increase cover to the choice plan which has an expcess of €1 and would have returned €300 to use resulting in a total cost of €2000.
The other option is to go for the Explore with no benefits at all for €1500 but the lack of emergency dental though it seems very specific is concerning.
Any recommendation, as for a family actively using GP services the Plus plan seems poor value due to the excess over Choice or Explore.
Thanks
Just looking for some advice on renewal. We are currently on the Flex 500 Plus plan and are up for renewal, last year we spent just over €400 on GP expenses with two kids and my partner, Due to the excess of €150 this means we will get €50 back. Given the renewal fee is €1900 we are planning to either increase cover to the choice plan which has an expcess of €1 and would have returned €300 to use resulting in a total cost of €2000.
The other option is to go for the Explore with no benefits at all for €1500 but the lack of emergency dental though it seems very specific is concerning.
Any recommendation, as for a family actively using GP services the Plus plan seems poor value due to the excess over Choice or Explore.
Thanks