Hi All
I'm a first time buyer and I have a couple of questions that I would love advice on:
I'm looking to buy a house for €225,000 but it will need another 30k spent on it to bring it up to scratch. My first question is - can I figure this 30k into the amount that I ask the bank for or will they only consider the actual 225k for the mortgage?
My next question is - I'm currently using a broker to check out mortgages for me. Now I'm wondering why I need him - is it not as easy for me to just go into PTSB or AIB and enquire about mortgages myself?
Any insights into the above will be much appreciated.
t
I'm a first time buyer and I have a couple of questions that I would love advice on:
I'm looking to buy a house for €225,000 but it will need another 30k spent on it to bring it up to scratch. My first question is - can I figure this 30k into the amount that I ask the bank for or will they only consider the actual 225k for the mortgage?
My next question is - I'm currently using a broker to check out mortgages for me. Now I'm wondering why I need him - is it not as easy for me to just go into PTSB or AIB and enquire about mortgages myself?
Any insights into the above will be much appreciated.
t