ned official
Registered User
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- 34
Hi,
Need some advice regarding new house cashflow situation. Myself and my wife take home about 5k net per month. No kids. For the last 2 years we have been saving 1,200 per month plus 1,150 rent plus the usual bills etc. We have just signed contract on a new house with mortgage of 1,100 per month (less than current rent) The issue is all our savings down to the last penny has gone into deposit/legal fees etc. We need about 6k to get into house ( house is only to builders finish). Have car loan for 500 per month so going to try freeze that for few months only 4k left on it. What is best way to finish house without taking out another loan. We can only put about 1k on credit card. We have already got gift from family member so can't go down that route. Any ideas or advice would be greatly appreciated?
Need some advice regarding new house cashflow situation. Myself and my wife take home about 5k net per month. No kids. For the last 2 years we have been saving 1,200 per month plus 1,150 rent plus the usual bills etc. We have just signed contract on a new house with mortgage of 1,100 per month (less than current rent) The issue is all our savings down to the last penny has gone into deposit/legal fees etc. We need about 6k to get into house ( house is only to builders finish). Have car loan for 500 per month so going to try freeze that for few months only 4k left on it. What is best way to finish house without taking out another loan. We can only put about 1k on credit card. We have already got gift from family member so can't go down that route. Any ideas or advice would be greatly appreciated?