I am awaiting a decision from the FSO on an investment I made through AIB where I was advised to borrow in Yen to invest in Japanese property. AIB now maintain that this is a Euro and not a Yen fund. I have suffered large 'paper' losses as the Yen has strenghtened over the period but as I have not yet repaid the loan the losses are not realised. I have raised the matter with the fraud squad as AIB removed an AIB signature from the Fact Find submitted to the FSO. The fraud squad have advised that they can not act until the loss is realised. I am now concerned that the FSO may adopt a similar view in his decision. Should I repay the loan prior to the FSO decision to crystallise the loss?