B
bornagain
Guest
Hi all,
I have 420,000 in cash; 100,000 in Nationwide Uk earning 3%,
100,000 in Rabodirect earning 2.4% and the remainder in Ulsterbank
in various accounts.
I know I need to move money out of Ulsterbank as the amount I have there is over the bank guarantee level , I'm just mithered where to put it.
I would like to keep 20,000 fairly accessible for rainy day fund but I don't envisage needing any of the remainder until my oldest may go to college in about three years time.
I don't have mortgage and am debtfree.
I know you will probably advise me going to a Financial advisor but I never understand what they are talking about.
Any advise would be greatly appreciated.
I have 420,000 in cash; 100,000 in Nationwide Uk earning 3%,
100,000 in Rabodirect earning 2.4% and the remainder in Ulsterbank
in various accounts.
I know I need to move money out of Ulsterbank as the amount I have there is over the bank guarantee level , I'm just mithered where to put it.
I would like to keep 20,000 fairly accessible for rainy day fund but I don't envisage needing any of the remainder until my oldest may go to college in about three years time.
I don't have mortgage and am debtfree.
I know you will probably advise me going to a Financial advisor but I never understand what they are talking about.
Any advise would be greatly appreciated.