I took out a loan of a few thousand about 10 years ago, but the credit union would only give it if the money came out of my parents bank account. I paid my parents for 2 years then i gave them a lump sum because i came into a small bit of money and went off travelling for 2 years. Upon my return my parents decided to move abroad in retirement. I am after getting letters lately from credit union saying that there is still a debt of a few grand on the loan and i am to repay it. I have ignored them but now i am getting rather annoyed about it all. It says the loan has not being repaid in over 7 years. I have never spoken with them or got back to them. I do not want to bother my parents as they have giving me enough and my fathers health has not being good past few years. Is it my fault that the money did not come from there accounts? am i fully responsible here? Any advice on what i should do?