Credit Check

[tom3]

I need a credit check done to obtain overseas mortgage.Where can i get it from?

 

[udnewhouse]

hi,

the icb will provide.

google them, takes about a week.

happy new year

 

[tom3]

Thank you.

 

[ClubMan]

ICB don't do credit checks/scoring. They just maintain credit histories based on information fed to them by the financial institutions.

 

[udnewhouse]

oops sorry, i thought that was the same thing as it's what the irish banks use. sure maybe try them and if it's not suitable they might know where to go next.

best of luck

 

[ClubMan]

It is what the Irish banks use - but they draw their own conclusions about credit scoring/worthiness from the ICB records. ICB themselves don't collate/issue credit scores - just credit histories.

 

[GarBow]

ICB does the job just nicely for €6.

Having used ICB for a credit history check, thinking it would have indicated my credit rating or score, this is a waste of 6 eu.

They showed that i have not missed any payments on my loans and mortgage.

Really helpful, only had to wait a week to be given information i already had.