Apologies for not saying i now realise my policy was renewed on 1st January so i am ok for this year.
Hi dewdrop,
You really should investigate the equivalent corporate plan (and the plans offered by competitors) now!
You are free to cancel your existing insurance and sign on to the equivalent corporate plan and get a refund for the difference.
You can hold on to the refund and use it to cover any increases next year!
aj