michaelm,
The Company Plan Starter just has cover for public hospitals only, with day to day cover.
There is the option of dropping day to day cover and switching to a plan with public hospital cover only.
The savings 300 approx could be used for gp and medical expenses instead.
1. Laya Future Protect; price 495pa; public hospital cover - semi private room.
A similar priced plan with full hospital cover with a 500 euro excess - public, private and hi-tech hospital cover but no day to day cover.
Details as follows;
2. Laya Flex 500 Explore; price 757pa.
If she was prepared to increase the premium to 972pa;
3. Laya Control 300 Create; price 972pa; 3 levels of hospital cover, 300 excess, good day to day cover included, 1 euro excess. Also includes
full cover for a private room in a private hospital.
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Hope this helps.
Regards, Snowyb