Hi,
I'm not sure if this is the right forum and we acknowledge we will probably need to see a professional so any recommendations via DM are welcome, but just trying to get some direction.
We are a coupe 48 and 50 and are looking at Pensions now and basically our knowledge dosent go much further than we have one and are paying into them etc...
The questions today will focus on my wife
Currently working for HSE since 1999 worked full time up to 5 years ago currently on reduced hours of 27.5 hours a week instead of 35 a week. I suppose first question is
1). How do you calculate her potential lump sum and Pension?
2). Will reduced hours impact this and is her pension based on her actual salary or reduced hours salary?
3|) Is there someone in the HSE she can contact to get information on her pension etc?
The last bombshell she landed on me today when discussing this was that she worked for the NHS for just over 2 years after qualifying in the UK between 1996 and 1998 before she went travelling. Could this entitle her to a UK pension?
Thanks
I'm not sure if this is the right forum and we acknowledge we will probably need to see a professional so any recommendations via DM are welcome, but just trying to get some direction.
We are a coupe 48 and 50 and are looking at Pensions now and basically our knowledge dosent go much further than we have one and are paying into them etc...
The questions today will focus on my wife
Currently working for HSE since 1999 worked full time up to 5 years ago currently on reduced hours of 27.5 hours a week instead of 35 a week. I suppose first question is
1). How do you calculate her potential lump sum and Pension?
2). Will reduced hours impact this and is her pension based on her actual salary or reduced hours salary?
3|) Is there someone in the HSE she can contact to get information on her pension etc?
The last bombshell she landed on me today when discussing this was that she worked for the NHS for just over 2 years after qualifying in the UK between 1996 and 1998 before she went travelling. Could this entitle her to a UK pension?
Thanks
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