Last January I was shopping around for mortgages and at the time AIB were the most competitive offering me a fixed rate of 2.94% on my mortgage for the first year. I told the bank that I wouldn't be drawing down the mortgage until June but they assured me that I wouldn't get a better rate. I accepted and signed the offer in January and drew down the mortgage at the beginning of June. I then received a letter from the bank alerting me to my new fixed interest rate of 3.95%. I complained to my bank about this and the financial advisor at the branch assured me it was a mistake and she would sort it out. However, she then found out that there was a clause on the orginal offer (in the small print) stating that unless I drew down the mortgage within 45 days of the offer I would loose the interest rate quoted. She was unaware of this clause and thus did not advise me of it. I feel really duped by AIB. Obviously I didn't read the small print of the offer but their financial advisor didn't even know about it and thus didn't advise me about it. She sold me a product she could never have delivered on as she was aware I wouldn't be drawing down till June. Is there anything I can do?