Carer - how am i fixed for a state pension

[Mizen]

I have been caring for my daughter for 16 years and subsequently have been un-employable because of the 24/7 caring. I have no stamps from my early years (I think) because I took super annuation when I left my work to get married.

what is my situation do you think regarding a state penion in 21 or so years ?? - Have I missed the boat ?

 

[Welfarite]

Impossible to project forward 21 years as the qualifying conditions will ore than likely have changed drastically by then. there is the non-contributory state pension which is means tested.

 

[Black Sheep]

The fact that you took your superanuation when you left work has no bearing on your State Pension. That was part of your occupational pension. I assume you were in State or Semi-State employment.

If that is the case your contributions should still be there but possibly at class D which are not reckonable for pension. As Welfarite has said the future of pension qualifying criteria is unknown but getting back into the workforce (if possible) may be helpful for a part pension