Not sure if this is the correct place so feel free to move!
I joined a gym in Oct 2009. Paid 120 joining fee and 55E a month DD. After xmas (and a large paycut) I realised I couldn't afford to meet gym payments, so I contacted gym at their head office by email (as detailed on cancellation part of contract) and told them about paycut etc and Ican no longer afford the luxury of gym membership. I paid the next DD (Jan) and cancelled the DD.
I received a letter from them a month later saying that they are not responsible for change in my personal circumstances and I am liable for balance or freeze membership for 6mths and commit to paying the remainder after 6mths. From reading posts on the net, I just ignored letter.
I have now received another letter saying they went in for DD and bank said it was cancelled. "this may be a banking mistake, if so please inform bank, if not please pay us balance of 400+ E within 7 days using form below). We may have to take further action.
Now I reckon they have already tried to go in for full amount using the laser card I gave on joining, but I have since changed the card.
What to do?? Ignore? Re-instate DD and just pay it? I certainly cannot afford the full amount and the 55E would be a struggle.
Anyone been in this situation? I know I signed contract, but the guy who signed me up said (when asked) that I could cancel by giving a month's notice at any time. Unfortuately I don't have that in writing. I did read the contract but didn't really think it was a legally binding doc (and I didn't read cancellation policy fool that I am!).
Any advice? I would have thought that if you were in financial diffculty that the gym was the first thing you cancel so surely they are dealing with this all the time?
I joined a gym in Oct 2009. Paid 120 joining fee and 55E a month DD. After xmas (and a large paycut) I realised I couldn't afford to meet gym payments, so I contacted gym at their head office by email (as detailed on cancellation part of contract) and told them about paycut etc and Ican no longer afford the luxury of gym membership. I paid the next DD (Jan) and cancelled the DD.
I received a letter from them a month later saying that they are not responsible for change in my personal circumstances and I am liable for balance or freeze membership for 6mths and commit to paying the remainder after 6mths. From reading posts on the net, I just ignored letter.
I have now received another letter saying they went in for DD and bank said it was cancelled. "this may be a banking mistake, if so please inform bank, if not please pay us balance of 400+ E within 7 days using form below). We may have to take further action.
Now I reckon they have already tried to go in for full amount using the laser card I gave on joining, but I have since changed the card.
What to do?? Ignore? Re-instate DD and just pay it? I certainly cannot afford the full amount and the 55E would be a struggle.
Anyone been in this situation? I know I signed contract, but the guy who signed me up said (when asked) that I could cancel by giving a month's notice at any time. Unfortuately I don't have that in writing. I did read the contract but didn't really think it was a legally binding doc (and I didn't read cancellation policy fool that I am!).
Any advice? I would have thought that if you were in financial diffculty that the gym was the first thing you cancel so surely they are dealing with this all the time?