Just wondering if someone can help me through the labyrinth of health insurance policies and their costs and benefits.
I'm 44 and I was a VHI customer for 17 years or so until September 2019 (me, partner and three children under 18) when I lost my sole source of income so out went "luxuries" like health cover so food could be put on the table.
I'm in a better place financially speaking now and I went to re-start my health insurance but VHI want me to pay them for the full cost of all the missed months that I didnlt have cover if I want to re-instate cover with them. That's approximately €3,500 which I don't have and I would have to appeal to them to re-instate etc etc.
My query is, if I went to Laya or Irish Life, what extra costs will they impose on me for having a void of 7 months or so in cover?
I'm 44 and I was a VHI customer for 17 years or so until September 2019 (me, partner and three children under 18) when I lost my sole source of income so out went "luxuries" like health cover so food could be put on the table.
I'm in a better place financially speaking now and I went to re-start my health insurance but VHI want me to pay them for the full cost of all the missed months that I didnlt have cover if I want to re-instate cover with them. That's approximately €3,500 which I don't have and I would have to appeal to them to re-instate etc etc.
My query is, if I went to Laya or Irish Life, what extra costs will they impose on me for having a void of 7 months or so in cover?