DirectDevil
Registered User
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- 895
Considering cancelling my health insurance policy with Laya. - Long story...
I understand the policy wording to mean that if I renew, as I did in January, I am stuck with Laya for the rest of this policy year up to 31.12.2016.
I read the wording to mean that irrespective of how I paid - one payment or direct debit - I cannot cancel the policy and get a refund for the unexpired portion of the insurance year.
Indeed, I also read it to mean that if I cancelled and stopped direct debits that Laya could pursue me in contract for the premium for the whole year.
Am I reading this correctly ? Does anyone have experience of trying to cancel mid-term ?
I understand the policy wording to mean that if I renew, as I did in January, I am stuck with Laya for the rest of this policy year up to 31.12.2016.
I read the wording to mean that irrespective of how I paid - one payment or direct debit - I cannot cancel the policy and get a refund for the unexpired portion of the insurance year.
Indeed, I also read it to mean that if I cancelled and stopped direct debits that Laya could pursue me in contract for the premium for the whole year.
Am I reading this correctly ? Does anyone have experience of trying to cancel mid-term ?