I will qualify for the Contributary Pension when I reach 66 in 3 year's time. I began work in 1969 and worked up to 2004 but have not worked or paid contributions since nor have I received social welfare payments. My total paid contributions is 1542 and I also have 204 credited contributions. To calculate my yearly average I think I add the paid and credited contributions and divide by the number of years of paid contributions. What I want to know do I just count the years between 1969 and 2004 ( when contributions and credits were made) making a total of 35 years or must I count all the years between 1969 and 2018 making a total of 49 years? If the latter is used it would mean that I would qualify for a slightly lower contributary pension. I also have a small occupational pension which I have received from the age of 60 and I understand ( hopefully correctly) that my contributary pension will not be affected by this. Many thanks in advance for your replies.