T
theboys
Guest
We are a thirty something couple with two children aged 2 and 4. We bought our first house two years ago and have a mortgage of 1200 per month. We are wanting to move out of town and buy a house which will be about €2000 per month. We appreciate that our house will not gain what it would have last year so will not have a lot of equity in it.
However our wages have risen over the last few years. 70,000 for him, and part time wage of 27,000 pa for her.
Take home we have 5500 a month. Mortgage 1200. Creche fees 740 (will half by september). Car loan of 390 per month. Loan of 4000. About 300 on mastercard. Then the usual expenses.
We have been overspending and think we will be able to start saving after this month. We would appreciate any advice on managing our finances over the next year, specifically budgeting and moving house.
However our wages have risen over the last few years. 70,000 for him, and part time wage of 27,000 pa for her.
Take home we have 5500 a month. Mortgage 1200. Creche fees 740 (will half by september). Car loan of 390 per month. Loan of 4000. About 300 on mastercard. Then the usual expenses.
We have been overspending and think we will be able to start saving after this month. We would appreciate any advice on managing our finances over the next year, specifically budgeting and moving house.