Stevie, you have your taxes mixed up. You mean CGT not DIRT tax. CGT is applicable to Capital Gains. DIRT is applicable to monies on deposit.
Thanks for spotting that error on my part mercman.
Nobody can say which funds will outperform others, so you are wrong to advise on these matters.
Granted, at best we can only make a prediction on how a particular investment fund is going to perform and even so such a prediction could be viewed as a pointless exercise given the way Funds and markets have behaved and performed over the past 18 months or so for example. I did not advise the OP to invest or not invest in a particular Fund, I merely pointed out a potential pitfall of moving from a Fund where they would realize a capital loss to another Fund. It may well be worth the OP's while moving in their current situation regardless of this pitfall but the reason for my post was to ensure they were fully aware of this pitfall first.