I changed jobs middle of last year and fell behind (by 2 payments) on my mortgage(with UB). I was able to start paying additional amounts (about 10% additional) to clear the debt and signed up with my bank to start doing this in January this year and this is being paid.
Today I got a call from the bank acknowlding that I had an agreement in place but looking for me to make an additional payment, saying that it was important that I was co-operating.
I lost it a bit and restated that I had an agreed plan and that this was me cooperating and that I didn't think FSO or Central Bank would be keen on their approach-perhaps a bit over the top for me to state this but I was pretty angry at this stage.
Is it normal for banks to do this? I thought that the additional payments would just continue to be made for the duration of the agreement without this kind of pressure for further payments.
Today I got a call from the bank acknowlding that I had an agreement in place but looking for me to make an additional payment, saying that it was important that I was co-operating.
I lost it a bit and restated that I had an agreed plan and that this was me cooperating and that I didn't think FSO or Central Bank would be keen on their approach-perhaps a bit over the top for me to state this but I was pretty angry at this stage.
Is it normal for banks to do this? I thought that the additional payments would just continue to be made for the duration of the agreement without this kind of pressure for further payments.