Hi all hope you can help me with this. I took out a 4 year personal loan which is due to finish in feb 2012 . I have paid the same payment all along 289 euros on a 11000 euro loan. I recieved a letter from the bank saying that their rates had increased but because they had not increased my payments they now want 511 euro more after the final feb payment. My question is should the bank have informed me of this and gave me the option of increasing the payments. I am awaiting a copy of my terms and conditions and someone from permanent tsb to contact me for the last 2 weeks. Hope someone here can clear it up faster. Thanks in advance
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